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Economy 101: Top 9 Personal Finance Mistakes You’re Making Now

Personal Finance Money Economy Budget

In a nutshell, empowers you to take control of your financial life. It involves understanding your current financial situation, setting clear objectives, and implementing strategies for effectively managing your income, minimizing debt, growing your wealth through saving and investing, and protecting your assets against unforeseen circumstances. Ultimately, it’s about achieving financial freedom and peace of mind. Photo By: Kaboompics.com/Pexel

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Finance 101: Understanding Malaysia’s Employees Provident Fund (EPF): History, Withdrawal Options, and Key Differences

Employees Provident Fund EPF KWSP Economy Money

The mid-20th century, particularly the period following World War II, witnessed a significant surge in the establishment of comprehensive (EPF) systems across the globe. Several key factors drove this. The devastation of the war underscored the need for stronger social safety nets, including provisions for income. Governments, eager to rebuild their economies and foster social stability, recognized the importance of providing workers with financial . Image source: NSTRead More »Finance 101: Understanding Malaysia’s Employees Provident Fund (EPF): History, Withdrawal Options, and Key Differences

Economy 101: BRICS: Strengths, Weaknesses, and Future Challenges

Economy BRICS Russia Malaysia Trade China India South Africa Brazil

is not a full member of . On October 24, , Malaysia was officially added to a group of 13 BRICS partner countries, giving it trade access with other partner countries within the bloc. This is in addition to the various economic pacts within ASEAN and ASEAN with other countries. Image source: Free Malaysia Today

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Economy 101: Cryptocurrency: Fueling a New Economic Paradigm

Cryptocurrency Money Cash Investment Economy

is defined as a digital or virtual form of that employs cryptography for . Unlike traditional currencies issued by governments, cryptocurrencies operate on decentralized networks that utilize . This revolutionary technological framework enables secure, transparent, and efficient transactions over a peer-to-peer network without the need for intermediaries such as or payment processors. Photo by David McBeeRead More »Economy 101: Cryptocurrency: Fueling a New Economic Paradigm

Money 101: eGUMIS System – Faster Reclaiming Unclaimed Money Process

Brunei Dollar Money Unclaimed eGumis

is a common phenomenon in many countries, including which has the system for unclaimed refunds. It refers to funds left untouched or where the account has been left format without any transactions in various financial institutions, such as , insurance companies, and agencies, for an extended period.

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Economy 101: The 10 Biggest Shipping Companies in the World

Suez Canal Shipping Trade Economy Container

Shipping plays a crucial role in the , facilitating the movement of goods and connecting businesses across continents. In 2021, the biggest in international trade was the incident of a large container getting stuck at the Suez Canal, disrupting shipping for 6 days. Image source: The New York Times

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Blogging 101: 2024 – Positive Developments & Lessons Learned From 2023

fireworks night 2024 new year celebrations

As we bid farewell to 2023 and welcome the dawn of a , it’s time to reflect on the positive developments that lie ahead in . From advancements in to economic growth, , computing, space exploration, medical breakthroughs, and cultural evolution, there is much to look forward to. Let’s dive into what we can expect and what lessons we have learned from the past year. Photo by Andreas Rasmussen on Unsplash

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Economy 101: MM2H Programme – The Good, Bad & the Ugly

MM2H Numbers

The My Second Home () programme, introduced in 2002 by the Malaysian , is a unique initiative that offers numerous benefits to both the country and its foreign . Image source: Possessed Photography on Unsplash

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National Security 101: India & Malaysia – Capitalising Each Others Unique Advantages

Taj Mahal India Malaysia

and have rich and diverse cultures, histories, and economies. They both have achieved remarkable progress and faced various challenges in their development. By acknowledging their strengths and learning from each other, they can foster a mutually beneficial partnership that enhances their growth and prosperity. Image source: Julian Yu on Unsplash

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Economy 101: Seriously, What Drives The Big Economy?

Hadi Awang PAS Taliban PN Islamic Economy

Despite one can dismiss this as another dumb statement from the leader where he openly says that the liberalisation of the capitalist-based & not an Islamic one is the root of the suffering of the people, the question is what makes or breaks the economy of the country like how it did in Venezuela? Image source: Malaysiakini/Twitter

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General Elections 2022: DAP & Dumb Attacks Despite Running Only 24% Seats

Blogging Lim Kit Siang DAP Laptop Pakatan Harapan

As far as I can remember, my late father has been voting for every time the country had general . I personally was attracted to them not only for their mission to see a fair nation for all but also to YB Lim Kit Siang who was probably one of the first to embrace the new school of using blogs and social media to share his political thoughts. Image source: Free Malaysia Today

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Budget 2023: Why We Are Not Addressing Financial Leakages & Wastages?

National Budget Malaysia Economy Deficit

always had a deficit national where The had always spent more than what it can collect except for the so-called golden years between 1993 to 1997 when the budget recorded a surplus and also low deficit budgets in between. Image source: Trading Economics.

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