Budgeting 101: Easy Project – Fix It Yourself Water Heater 2020

drill DIY tools toolbox water heater wiring

(The year 2020 was ripe for a water heater replacement project and you need to have one of these items on standby – a proper toolbox set with the basic items like screwdrivers, hammer, pliers, etc, extendable ladder, water leakage tools, spare bulbs & cables and of course a drill. Image source: Pexels).[Click to read the rest] “Budgeting 101: Easy Project – Fix It Yourself Water Heater 2020”

Case for PR’s 100 Day Plan

(Warning: Long post ahead)

(PR is making it case to the general public that it can make a positive difference if it becomes the Government but we need a more convincing case. Image source: http://wargamarhaen.blogspot.com)

Interesting topic for the beginning of the year…

Well, it is in our best interest (no matter which side of the politics we may be) to know what the opposition intends to do if they come in power – although the chances of that happening in recent months is almost nil, no thanks to the Oppositions shooting themselves in their foot numerous times in the last 4 years (but who knows what can happen in the next few years).… [Click to read the rest] “Case for PR’s 100 Day Plan”

Tech News 101: Brand New Laptop, To Buy Or Not To Buy

Dell Inspiron 1501 Buy Laptop

To buy or not to buy a brand new laptop when the company already provided me with a good laptop – that is the question which been running through my mind for the past few days. Image source: Notebook Check

[Click to read the rest] “Tech News 101: Brand New Laptop, To Buy Or Not To Buy”

Fuel Price Increase: 30 Cents Up, It Is Time To Do A Budget

budget

(A sample of my very crude but effective budget dashboard template in worksheet format – of course, I have multiple sheets for daily input of expenses and consolidation by months. The consolidation by month is more for the yearly income tax reporting)

Is this sound very familiar to you?

You received your salary on the dot and based on a rough calculation (some use only their 10 fingers), deducting estimated expenses for the month (it was food, beer and transportation for me), you gather that there is a surplus of almost RM1,000 (I know RM1,000 is bloody lot for some.… [Click to read the rest] “Fuel Price Increase: 30 Cents Up, It Is Time To Do A Budget”

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