A makeover makes a lot of difference given the time, passion and cost that one has. Owning a car is one of the “must-have” items for anyone in the modern era – however, a car is an asset that is expensive to buy and maintain and depreciates and prone to wear and tear depending on its mileage and usage.… [Click to read the rest] “Special Projects 101: New Car Makeover 2021(Prelude)”
(The year 2020 was ripe for a water heater replacement project and you need to have one of these items on standby – a proper toolbox set with the basic items like screwdrivers, hammer, pliers, etc, extendable ladder, water leakage tools, spare bulbs & cables and of course a drill. Image source: Pexels).… [Click to read the rest] “Budgeting 101: Easy Project – Fix It Yourself Water Heater 2020”
(Pakatan Rakyat or simply known as PR is making its case to the general public that it can make a positive difference if it becomes the Government but we need a more convincing case. Image source: http://wargamarhaen.blogspot.com)… [Click to read the rest] “New Malaysia 101: Positive Case for PR’s 100 Days Plan”
To buy or not to buy a brand new laptop when the company already provided me with a good laptop – that is the question which been running through my mind for the past few days. Image source: Notebook Check… [Click to read the rest] “Tech News 101: Brand New Laptop, To Buy Or Not To Buy”
(A sample of my very crude but effective budget dashboard template in worksheet format – of course, I have multiple sheets for daily input of expenses and consolidation by months. The consolidation by month is more for the yearly income tax reporting)
Is this sound very familiar to you?
You received your salary on the dot and based on a rough calculation (some use only their 10 fingers), deducting estimated expenses for the month (it was food, beer and transportation for me), you gather that there is a surplus of almost RM1,000 (I know RM1,000 is bloody lot for some.… [Click to read the rest] “Fuel Price Increase: 30 Cents Up, It Is Time To Do A Budget”