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Money 101: eGUMIS System – Faster Reclaiming Unclaimed Money Process

Brunei Dollar Money Unclaimed eGumis

Unclaimed is a common phenomenon in many countries, including which has the system for refunds. It refers to funds left untouched or where the account has been left format without any transactions in various financial institutions, such as , insurance companies, and agencies, for an extended period.

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Makeover 101: Part 4 – Learning Basics of LED Light Installation

LED Home COB House

My first large-scale experience with lights is when I decided to get an electrician to add new fans in the bedrooms and replace all the fluorescent lights in the with brighter, more lasting lights. In some places like the living room, I added extra double lights which make the whole area very bright. There was not much work required for replacing fluorescent with LED lights but working with LED strips for the is going to be different. Photo by Max Rahubovskiy.

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Home Makeover 101: Part 3 – Repairing Broken & Old Kitchen Cabinet (Continued)

Kitchen Cabinet Hinges Interior Design

Before I forget about this, this is a continuation of the project to repair the broken which initially started with the idea of just changing the rusted hinges but it went on into a proper of the whole as the tabletop was still in good condition.

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Home Makeover 101: Part 1 – Upgrading The Tired Home: The Planning

Home House Makeover Living Room

After a long tiring day, all we want to do is to come back to a warm, clean, comfortable where we can lay back in a corner, put a relaxing Illayaraaja classic and have a good book in our hands. But the reality of things especially when we have very little time to clean up, organise and run out of storage, the can be in a terrible mess & uncomfortable. Image source: Pexel/Photo by Donald Tong

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Budgeting 101: Easy Project – Things To Make Life Easier At Home

home solar environment green energy

Solar panels on the roofs of every home will go a long way to reducing the cost of energy in this country but we have yet to have the space or the money for this project for now. However, there are other things we did that improved productivity and cut costs at home. Image source: http://www.eurocosm.com/

Disclaimer: Making things easy at does not mean they will be . Some “investments” will be required.

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Budget 2023: Why We Are Not Addressing Financial Leakages & Wastages?

National Budget Malaysia Economy Deficit

always had a deficit national where The had always spent more than what it can collect except for the so-called golden years between 1993 to 1997 when the budget recorded a surplus and also low deficit budgets in between. Image source: Trading Economics.

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Personal 101: MyTukar – It’s Correct Time for New 3rd Car for the Family

austin dad's car childhood MyTukar

Way before we could buy used cars from or , the family’s very first which my Dad “bought” from his boss was this ancient Austin Morris 1100 which was a big relief and time saver considering we often need to take the bus or taxi to travel anyway. Image source: Wikipedia.

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Budgeting 101: Easy Project – Replacing Dead Air Conditioner Electrical Switch

Electrical Diagram

When there is a fault in the systems in the , it pays greatly to have some background on using the right tools and what the different colours of the electrical cables mean. Thankfully the electrical semantics at is not so completed when it comes to changing the bulb or adding electrical appliances to an existing setup. Image source: Flickr.

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Economy 101: Pakistan & Sri Lanka Economy Screwed By Dumb Policies & Mismanagement

Economy Currency Sing Dollar Malaysia Ringgit

The curse with is that we never had a good that managed the country’s well and often hard-earned is spent on dumb fiscal & decisions that are designed to consolidate political powers and this often runs along the lines of race and religion. Just see how Singapore’s Dollar has strengthened against Malaysia’s Ringgit in the last 14 years. Chart source: Trading View

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Budget 2022: Pre Budget 2022 Statement, Some Points to Ponder

Petronas Budget Expenses Government Financial Economy

It was reported in TheStar back in February 2021 that had contributed almost RM1.2 trillion since 1976 to the national income. In Budget 2020, the projected a one-off special dividend of RM30 billion from Petronas which represented 10% of the overall RM297 billion income. The question is how long Petronas can continue to contribute significantly to the national budget? Source: Petronas

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Money 101: Best Things I Ever Bought Via Online Shopping Part 1

Online Shopping eStore Lazada Shopee

My first experience with dates back to the year 2013 with me purchasing phone accessories from IPMart and this was way before was the norm. Back then shopping at or was something totally new and there were not many options available. Fast forward to 2021, it is a totally different story. source: Midec / Exabytes

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Prepping 101: 5 Essential Things You Must Have When You Move To New House

wrench set house prepping toolbox hardware

(My favourite set of tools as I can use for both related fixes and also repairs. It is easy for my kids to use to fix their own cabinets and book selves for their rooms. Image source: ) 

In the last 2 years, a number of my colleagues, friends and had bought new houses and immediately set on renovation and interior decoration. However with the global pandemic where the future is uncertain, it pertinent for all to revisit on the idea of prepping the house so that you can depend less on others for simple fixes and works.

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